Southbridge Credit Union @Bay Path RVTHS

Checking

N.O.W. Account
  • No per-check charges
  • Personalized Checks
  • Unlimited check writing privldeges
  • Pre-authorized transfers from SCU savings accounts
  • ATM / Debit Card access
  • $5 Minimum balance required to open account

Super N.O.W.
  • No per-check charges
  • Personalized Checks
  • Unlimited check writing privledges
  • Pre-authorized transfers from SCU savings accounts
  • ATM / Debit Card access
  • Interest compounded daily, posted monthly
  • Higher rate of interest at $2,500 minimum average daily balance

Savings

Regular Share Account
  • Competetive Rates
  • Recular Membership Account
  • Christmas Club Account
  • All Purpose Club Account
  • Interest Earned is compounded daily and posted monthly
Money Market Account
  • Liquid account earning a higher rate of interest with a $2,500 average minimum balance
  • ATM / Debit Card access
  • Minimum balance to open is $2,500. $10 minimum daily balance to obtain APY
  • Interest is compounded daily and posted monthly

Loan Products

Loan Products
  • Home Mortgages / Fixed and Variable Rates
  • Construction Permanent Mortgages
  • Home Equity Lines of Credit
  • Home Equity Loans
  • "Green" Home Improvement Loans for Alternative Energy Products
  • Home Improvement Loans
  • Mobile Home Loans
  • Land Loans
  • Car Truck, and Motorcycle Loans
  • Recreational Vehicle Loans
  • Personal Loans
  • MA DOER Heat Loans
  • Credit Builder Loans

Member Advantages

Member Advantages
  • Online Banking with Bill Payment at www.SouthbridgeCU.org
  • eStatement Access via Online Banking
  • Remote Check Deposit via Online Banking
  • Mobile Banking at SCU2Go
  • MasterCard Debit Card
  • 24 Hour Telephone Account Service at 877-970-0900
  • Safe Deposit Boxes
  • Night Depositories
  • Surcharge free ATM access in the Allpoint and SUM networks
  • Direct Deposit often earns a discount on Consumer Loan Rates
  • Money Orders
  • U.S. Savings Bond Redemption

Investments

Term Share Certificates of Deposit
  • Term Share Certificates of Deposit enable you to lock in a rate of interest your investment earns. Maturity dates range from six months to five years, with appropriately increasing Annual Percentage Yields. You can plan the use of your funds, knowing that they earn an attractive, highly competitive rate of interest.

  • Insured by the National Credit Union Share Insurance Fund (NCUA) with supplemental coverage provided by the Massachusetts Share Insurance Corporation (MSIC). Interest on all Term Share Certificates is compounded daily and posted monthly.


IRA Certificates of Deposit
  • Regular contributions to your IRA can accumulate very substantially and make your retirement years more relaxing and productive. IRA Certificates of Deposit enable you to lock in a rate of interest your investment earns. Maturity dates range from six months to five years, with appropriately increasing Annual Percentage Yields. You can plan the use of your funds, knowing that they earn an attractive, highly competetive rate of interest.

  • All IRA Certificates of Deposit are insured by the National Credit Union Share Insurance Fund (NCUA) with supplemental coverage provided by the Massachusetts Share Insurance Corporation (MSIC). Interest on all IRA Certificates is compounded daily and posted monthly.